Business Services
Business Services: Protect Your People.
Strengthen Your Future.
As a business owner, you wear many hats—and we're here to take some of the most critical responsibilities off your shoulders. At C & K Healthcare Advisors, we help organizations like yours attract top talent, improve employee satisfaction, reduce taxes, and build long-term financial security for both the business and its owners.
Group Life, Health & Ancillary Benefits
Because people are your greatest asset.
Offering a robust benefits package doesn’t just help your employees—it helps your business thrive. Our customizable Group Life, Health, and Ancillary insurance solutions are designed to keep your workforce healthy, loyal, and productive.
💡 Why Businesses Choose Us:
Access to low or $0 premium plans (based on income)
Talent Attraction & Retention: Stand out in a competitive job market
Group Life Insurance: Protects employees' families and builds loyalty
Group Health Plans: ACA-compliant, competitive premiums, customizable coverage
Ancillary Products: Dental, Vision, Accident, Disability, and Critical Illness
📘 Companies with solid benefits see up to 70% higher employee retention.
Tax Mitigation Strategies
You Haven’t Heard From Your Accountant
Keep more of what you earn—
legally and strategically.
Most accountants only focus on what's deductible today—but we help you unlock long-term tax savings by integrating life insurance and tax-advantaged strategies under the U.S. Tax Code.
🚀 What We Offer:
Section 162 Executive Bonus Plans
Split-Dollar Life Insurance Arrangements
Deferred Compensation using Indexed Life Products
IRC 7702 & 101(a) tax-free growth and death benefit leverage
Life Insurance as a Business Asset Class
💡Don’t overpay the IRS—build tax-free wealth instead.
Retirement & Exit Planning for Business Owners
You built your business. Now build your exit plan.
Many entrepreneurs are rich in business assets but poor in liquidity. We offer custom retirement strategies that turn business equity into retirement income—while keeping your options flexible.
🔐 Services Include:
Buy-Sell Agreement Funding (using life or disability insurance)
Key-Person Protection
Business-Owned Annuities or IULs for Future Payouts
Defined Benefit & 412(e)(3) Pension Strategies
Succession Planning & Executive Exit Packages
🧠 Your exit plan shouldn’t be a mystery. Let’s design it together.
🏡Revocable Living Trusts: Protect Your Family’s Legacy
Wills say what you want. Trusts make it happen smoothly.
A revocable living trust is a legal tool that helps manage your assets while you're alive and helps your family avoid probate and protecting privacy after you are gone.
Why Families Choose Trusts:
✅ Avoids court and legal delays
✅ Maintains privacy for your estate
✅ Allows fast, controlled asset distribution
✅ Names guardians for minor children and manages inheritance
🛡️ Your legacy deserves more than just a will.
Why Business Leaders Choose C & K Health Care Advisors
✔️ Industry-leading products from top-rated carriers
✔️ White-glove service and custom solutions
✔️ B2B onboarding and employee enrollment support
✔️ Financial strategies backed by legal tax codes
✔️ Tools, templates, and training for HR & decision-makers
🔑 Ready to Elevate Your Business?
Let’s build a benefits and tax strategy that works just as hard as you do. Whether you’re a startup, a growing firm, or a legacy company—it starts with a conversation.
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Medicare
Life Insurance
Retirement Planning
Client Testimonial
"Paul at C & K Health Care Advisors made it so very easy for us to navigate the medicare system of choices. He also had great advice for our retirement investments. We highly recommend C & K Health Care Advisors for all your Medicare and retirement investment needs."
Oscar and Cindy
Pennsylvania
DISCLAIMER:
Plans and products may not be available in all areas. Certain exclusions and limitations may apply.
This Website serves as an educational invitation for you, the customer, to inquire about further information regarding your health insurance options, and submission of your contact information constitutes as permission for a Licensed Insurance Representative to contact you with further information, including complete details on cost and coverage of this insurance. Contact will be made by a licensed insurance agent/producer or insurance company.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. This is a solicitation for Insurance.
C & K Healthcare Advisors, LLC and their agents are licensed and certified representatives of a Health and Life Insurance organization. Enrollment in any plan depends on contract renewal.
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